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Description
Debt Payoff Planner helps you reduce debt faster with clear payoff scenarios based on your own numbers.
Whether you are paying down credit cards or planning mortgage payoff options, the app gives you practical projections so you can make better financial decisions with confidence.
What you can do:
• Estimate how long it will take to pay off your debt
• See projected total interest and total paid over time
• Compare payoff outcomes by changing monthly payment amounts
• Set a target payoff timeline and view the payment needed to reach it
• Explore mortgage payment impact, including principal, interest, escrow, and extra payments
• Test different scenarios to find a plan that fits your budget
Credit Card Payoff Features:
• Add and manage multiple credit cards
• Track total balance and weighted APR
• Switch between “Payment Amount” and “Installments” planning modes
• See repayment period, total interest, and total paid estimates
• Visualize principal vs. interest with clear charts
• View strategy alternatives to evaluate payoff tradeoffs
• Access plain-language explanations for selected payoff results inside the credit payoff screen
Mortgage Features:
• Calculate monthly payment based on home price, down payment, rate, and term
• Include property tax, insurance, HOA, and extra monthly payments
• Compare baseline vs. accelerated payoff results
• See estimated interest saved and years saved from extra payments
• Use interactive controls to quickly test different assumptions
Who it’s for:
• People who want a simple, practical debt payoff planner
• Users comparing repayment strategies before committing to a plan
• Anyone looking to reduce interest cost and become debt-free sooner
Important Disclaimer:
Debt Payoff Planner provides educational estimates and planning support only.
It does not provide financial, legal, tax, or investment advice.
Results depend on your assumptions and may differ from real-world outcomes.
Questions or feedback:
BI-Systems@live.com
What's New in Version 3.0.0
• Expanded from a single credit card payoff tool to a broader debt planning app
• Added support for multiple cards with consolidated payoff analysis
• Added strategy comparison modes (payment-driven and timeline-driven planning)
• Added clearer visual breakdowns of principal vs interest
• Added AI-assisted explanations for repayment decisions and tradeoffs
• Added mortgage planning features with payoff acceleration scenarios
• Improved calculation accuracy for multi-card repayment simulations
• Redesigned UI with modern workflows, cleaner navigation, and faster scenario testing
• Added updated legal and privacy documentation (About, Disclaimer, Privacy Policy)
• Improved overall performance and app structure for ongoing feature expansion
Seller
Name
Business Insights Ltd
Information
Developer
Categories
Version
3.0.0
Size
2.6 MB
Game Center
No
VPP Device Licensing
Yes
Rating
Rated: 4+
Compatibility
iOS 26.0 or later
Devices
iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6s, iPhone 6s Plus, iPhone SE, iPhone 7, iPhone 7 Plus, iPhone 8, iPhone 8 Plus, iPhone X, iPhone XR, iPhone XS, iPhone XS Max, iPhone 11, iPhone 11 Pro, iPhone 11 Pro Max, iPhone SE (2nd generation), iPhone 12, iPhone 12 Pro, iPhone 12 Pro Max, iPhone 12 mini, iPhone 13, iPhone 13 Pro, iPhone 13 Pro Max, iPhone 13 mini, iPhone SE (3rd generation), iPhone 14, iPhone 14 Plus, iPhone 14 Pro, iPhone 14 Pro Max, iPhone 15, iPhone 15 Plus, iPhone 15 Pro, iPhone 15 Pro Max, iPhone 16, iPhone 16 Plus, iPhone 16 Pro, iPhone 16 Pro Max, iPhone 16e, iPhone 17, iPhone 17 Pro, iPhone 17 Pro Max, iPhone Air, iPhone 17e, iPad (5th Generation) Wi-Fi, iPad (5th Generation) Wi-Fi + Cellular, iPad (6th generation) Wi-Fi, iPad (6th generation) Wi-Fi + Cellular, iPad Pro, iPad Pro (Cellular), iPad Pro (9.7-inch), iPad Pro (9.7-inch) (Cellular), iPad Pro 12.9-inch (2nd generation), iPad Pro 12.9-inch (2nd generation) Wi-Fi + Cellular, iPad Pro (10.5-inch), iPad Pro (10.5-inch) Wi-Fi + Cellular, iPad Pro (11-inch), iPad Pro (11-inch) Wi-Fi + Cellular, iPad Pro 12.9-inch (3rd generation), iPad Pro 12.9-inch (3rd generation) Wi-Fi + Cellular, iPad Air, iPad Air (Cellular), iPad Air 2, iPad Air 2 (Cellular), iPad Air (3rd generation), iPad Air (3rd generation) Wi-Fi + Cellular, iPad mini Retina, iPad mini Retina (Cellular), iPad mini 3, iPad mini 3 (Cellular), iPad mini 4, iPad mini 4 (Cellular), iPad mini (5th Generation), iPad mini (5th Generation) Wi-Fi + Cellular, iPad (7th generation) Wi-Fi + Cellular, iPad Pro 11-inch (2nd generation), iPad Pro 11-inch (2nd generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (4th generation), iPad Pro 12.9-inch (4th generation) Wi-Fi + Cellular, iPad Air (4th Generation) (Wi-Fi), iPad Air (4th Generation) (Wi-Fi + Cellular), iPad (8th generation) Wi-Fi, iPad (8th generation) Wi-Fi + Cellular, iPad Pro 11-inch (3rd generation), iPad Pro 11-inch (3rd generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (5th Generation), iPad Pro 12.9-inch (5th Generation) Wi-Fi + Cellular, iPad (9th Generation), iPad (9th Generation) Wi-Fi + Cellular, iPad mini (6th Generation), iPad mini (6th Generation) Wi-Fi + Cellular, iPad Air (5th generation), iPad Air (5th generation) Wi-Fi + Cellular, iPad Pro 11-inch (4th generation), iPad Pro 11-inch (4th generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (6th generation), iPad Pro 12.9-inch (6th generation) Wi-Fi + Cellular, iPad (10th generation), iPad (10th generation) Wi-Fi + Cellular, iPad Air 11-inch (M2) Wi-Fi, iPad Air 13-inch (M2) Wi-Fi, iPad Air 13-inch (M2) Wi-Fi + Cellular, iPad Pro 11-inch (M4) Wi-Fi, iPad Pro 11-inch (M4) Wi-Fi + Cellular, iPad Pro 13-inch (M4) Wi-Fi, iPad Pro 13-inch (M4) Wi-Fi + Cellular, iPad mini (A17 Pro) Wi-Fi, iPad mini (A17 Pro) Wi-Fi + Cellular, iPad (A16) Wi-Fi, iPad (A16) Wi-Fi + Cellular, iPad Air 11-inch (M3) Wi-Fi, iPad Air 11-inch (M3) Wi-Fi + Cellular, iPad Air 13-inch (M3) Wi-Fi, iPad Air 13-inch (M3) Wi-Fi + Cellular, iPad Pro 11-inch (M5) Wi-Fi, iPad Pro 11-inch (M5) Wi-Fi + Cellular, iPad Pro 13-inch (M5) Wi-Fi, iPad Pro 13-inch (M5) Wi-Fi + Cellular, iPad Air11M4, iPad Air11M4Cellular, iPad Air13M4, iPad Air13M4Cellular, iPod touch (6th Generation), iPod touch (7th generation)
Languages
English
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